We spent about ONE HOUR setting everything up, and we’re getting $2,300 in bonuses from it.
No second job, no delivery apps, no extra shifts.
Here’s what we did 👇
1️⃣ First, Chase sent us an offer to open a checking account and get a $400 bonus after receiving qualifying direct deposits within 90 days.
My husband and I both opened one. We simply changed our payroll information at work so our paychecks would go to the new Chase accounts.
That’s $400 each → $800 total.
Then we noticed another Chase offer: spend $500 in the first 3 months on a Freedom Flex card and get a $250 bonus.
Since we’d spend $500 on groceries, gas, eating out, etc. anyway, we both opened one and just put some of our normal spending on the cards.
Another $250 each → $500.
So Chase alone = $1,300 in bonuses.
2️⃣ The other offer we did was GalaxyOne.
They had a promotion where you could deposit $10,000, keep it there for 120 days, and receive a $1,000 bonus.
That’s a 10% bonus on $10,000 in about four months.
The money also continues earning the regular GalaxyOne Cash yield while it sits there.
The cash is held at Cross River Bank, Member FDIC, with eligible deposits insured up to the applicable $250,000 limit.
Honestly, I wish we had another $10,000 sitting in cash for opportunities like this 😂
But most of our money is invested in brokerage accounts, and we weren’t going to sell investments just to chase another bonus.
So our total looks like this:
💰 $400 — my Chase checking bonus
💰 $400 — my husband’s Chase checking bonus
💰 $250 — my Freedom Flex bonus
💰 $250 — my husband’s Freedom Flex bonus
💰 $1,000 — GalaxyOne bonus
Total: $2,300
This is the kind of “side hustle” I’m personally interested in — not necessarily working more hours, but finding ways to get more value from money and spending we already have.
The GalaxyOne promotion we used has already expired, but next time I find another bank bonus, promotion, investment opportunity, or something similar that I actually decide to use, I want to document the whole process from Day 1. Not AFTER the money is already made.
I mean actually recording it while I’m doing it:
– Finding the opportunity.
– Reading the terms.
– Setting everything up.
– Moving the money.
– Meeting the requirements.
– And eventually showing you what actually happened.
So you can follow the entire process from beginning to end — not just see the result afterward.
If you want me to turn this into a series, comment ‘SMART’.
If enough people are interested, the next opportunity I find, I’ll start recording from Day 1.
❤️ Subscribe for real side hustles, bank bonuses, passive income ideas, and practical ways to make extra money!
*This is our personal experience, not financial advice. Promotions, eligibility, rates and terms can change, so always read the details before opening an account, investing, or moving money.*
#passiveincome #sidehustle #howtomakemoneyonline #bankbonuses #extraincome #personalfinance
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